{
  "name": "multifamilyconstruction-loan",
  "title": "Draw Schedule: multifamily construction financing",
  "description": "Free, read-only MCP server for U.S. apartment construction financing: HUD 221(d)(4), bank, debt fund and 4% tax-credit structures compared on the public rules (HUD Mortgagee Letter 2025-03, 90 FR 45789, 12 CFR 365 Appendix A, 12 CFR 324.2 HVCRE); a three-way construction loan sizer; Census 5+ unit starts, permits, pipeline and completions with the Federal Reserve loan officer survey and 30-day SOFR; and Census Survey of Construction build times by region. Every result cites its source and date. No authentication.",
  "registryDescription": "Apartment construction loans: HUD vs bank vs fund rules, sizing, Census starts and build times.",
  "version": "1.0.0",
  "url": "https://multifamilyconstruction.loan/mcp",
  "transport": {
    "type": "streamable-http",
    "url": "https://multifamilyconstruction.loan/mcp"
  },
  "remotes": [
    {
      "type": "streamable-http",
      "url": "https://multifamilyconstruction.loan/mcp"
    }
  ],
  "authentication": {
    "type": "none",
    "required": false
  },
  "protocolVersions": [
    "2026-07-28",
    "2025-11-25",
    "2025-06-18",
    "2025-03-26",
    "2024-11-05"
  ],
  "capabilities": {
    "tools": {
      "listChanged": false
    }
  },
  "tools": [
    {
      "name": "compare_construction_options",
      "title": "Compare HUD, bank, debt fund and LIHTC construction financing",
      "description": "Side-by-side rules for financing apartment construction four ways: HUD 221(d)(4), a bank construction loan, a debt fund and 4% tax credits with bonds. For each: maximum loan size and the rule behind it, rate type, term, coverage test, extra costs and process, with the regulation or HUD letter cited.",
      "readOnly": true
    },
    {
      "name": "size_construction_loan",
      "title": "Size a multifamily construction loan three ways",
      "description": "Runs the site's construction loan sizer on your project: the HUD 221(d)(4) loan (lower of 87%/90% of cost and the 1.15/1.11 coverage test, with HUD's construction-interest estimate and upfront MIP), the bank regulatory ceiling (80% of value and 15%-of-value HVCRE equity, plus your bank's loan-to-cost if given) and, if you give its loan-to-cost, a debt fund. Returns loan, binding limit, equity needed and interest.",
      "readOnly": true
    },
    {
      "name": "get_construction_market",
      "title": "Apartment construction market: starts, pipeline and bank lending standards",
      "description": "Latest U.S. apartment construction numbers for 5+ unit buildings from the Census Bureau (starts, permits, units under construction, completions; seasonally adjusted annual rate, with year-ago and the pipeline peak) and the Federal Reserve's loan officer survey on construction and multifamily lending standards and demand, plus 30-day SOFR. Optional monthly history.",
      "readOnly": true
    },
    {
      "name": "get_build_timeline",
      "title": "How long apartment construction takes, by region",
      "description": "Census Survey of Construction averages for apartment buildings: months from permit to start and from start to completion, by U.S. region and building size (5-9, 10-19 or 20+ units), for one completion year with the ten-year trend, plus what the build length means for HUD upfront MIP and construction interest.",
      "readOnly": true
    }
  ],
  "documentation": "https://multifamilyconstruction.loan/developers/",
  "websiteUrl": "https://multifamilyconstruction.loan/developers/",
  "publisher": {
    "name": "Draw Schedule (Janover Capital LLC)",
    "url": "https://multifamilyconstruction.loan/",
    "contact": "desk@janover.co"
  },
  "privacyPolicy": "https://multifamilyconstruction.loan/privacy/",
  "termsOfService": "https://multifamilyconstruction.loan/terms/",
  "license": "Census, Federal Reserve and HUD data are public domain; SOFR from the New York Fed with attribution; site text and compilation: credit \"Draw Schedule (multifamilyconstruction.loan)\" with a link",
  "icon": "https://multifamilyconstruction.loan/icon-512.png"
}